The Best VA Home Lenders of 2021

For veterans and active duty military members, the VA Home Loan program is an invaluable benefit. VA loans provide a great opportunity to purchase a home with no down payment, no private mortgage insurance, and access to more favorable interest rates.

Best Overall: Veterans United Home Loans

Veterans United Home Loans is the nation’s largest VA lender and serves veterans and active duty military members from all branches of the service. The lender offers a variety of loan options, including jumbo loans and adjustable-rate mortgages, as well as a suite of other services, such as debt consolidation and mortgage refinancing.

Best for Low Down Payment: Navy Federal Credit Union

Navy Federal Credit Union is a major provider of VA home loans and offers some of the best loan options for members of the military and veterans. The lender offers VA loans with no down payment required and has flexible credit requirements that make it easier to qualify for a loan.

Best for Low Closing Costs: USAA

USAA is a specialized lender that serves members of the military and their families. The lender offers VA loans with some of the lowest closing costs available, making it a great option for borrowers looking to keep their upfront costs to a minimum.

Best for Streamlined Refinancing: Quicken Loans

Quicken Loans is a well-known mortgage lender that offers a variety of loan products, including VA loans. The lender is known for its streamlined refinancing process, which makes it easy for borrowers to apply for a loan and get approved quickly.

When choosing a VA home lender, it is important to take into account factors such as loan options, fees, and customer service. With the right lender, veterans and active duty military members can take advantage of the VA Home Loan program and get the best deal on their home loan.

For more information on VA home loans, check out our blog post on the basics of the VA Home Loan program.